THE National Insurance Commission (NIC) has embarked on a nationwide campaign to educate businessmen and women, drivers, corporate organisations as well as individuals on the need to insure whatever enterprise they were engaged in so that in the event of any accident, they could be compensated.
The commission has observed that many people failed to insure their wares, property and other belongings so in case of fire outbreaks and other accidents, culminating in the loss of their items, they found it difficult to receive compensation.
The Legal Director of the NIC, Mrs Eunice Ocran, has addressed one of such campaigns in Sunyani.
She said a compensation fund was set-up in 1996 for injured persons who were unable to obtain compensation from an insurance company owing to certain unmet requirements.
The legal director further explained that the fund would compensate anybody who had been injured after 1996 but who was unable to obtain compensation from an insurance company because the motorist was uninsured, meaning that, the vehicle owner failed to take a motor insurance policy.
On the procedure for claims, she said, the victim should first put in claims from the insurer or vehicle owner and if that failed, he or she could petition either in writing to the secretary of the compensation fund or could call personally at the offices of the fund.
The legal director pointed out that where an insurance company refused a claim, a letter from the company stating clearly the reasons for the refusal, should also be provided.
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